Bank of India Credit Officer Recruitment 2025: notification for 514 vacancies. Check eligibility, age limit, salary, exam pattern, and apply online before 05 January 2026.
Bank of India (BOI), a leading Public Sector Bank, has officially released the Credit Officer Recruitment 2025 notification under GBO Stream. A total of 514 vacancies are announced for MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
Selection will be through Online Examination and/or Interview as per bank norms.
Bank of India Credit Officer Recruitment 2025
Job Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Advertisement No. | Project No. 2025-26/01 |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Apply Start Date | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Application Mode | Online |
| Official Website | bankofindia.bank.in |
Post Details & Vacancies
| Post Name | Scale | Total Posts |
|---|---|---|
| Credit Officer | MMGS-II | 418 |
| Credit Officer | MMGS-III | 60 |
| Credit Officer | SMGS-IV | 36 |
| Total | — | 514 |
Eligibility Criteria
Educational Qualification
Candidates must possess the required Graduation / Professional qualification with experience as mentioned in Annexure-I of the official notification.
Reserved category candidates get 5% relaxation in minimum marks wherever applicable.
Nationality
Candidate must be:
- Citizen of India / Nepal / Bhutan
- Tibetan refugee (before 01-01-1962)
- Person of Indian Origin (as per Govt. of India norms)
Age Limit (as on 01.11.2025)
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
- SC / ST – 5 Years
- OBC – 3 Years
- PwBD – 10 Years
- Ex-Servicemen – 5 Years
Salary (Pay Scale)
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | 64,820 – 93,960 |
| MMGS-III | 85,920 – 1,05,280 |
| SMGS-IV | 1,02,300 – 1,20,940 |
(Plus DA, HRA, and other allowances as per Bank rules)
Application Fees
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
Fees are non-refundable.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 01 November 2025 |
| Online Apply Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Date | To be notified |
Selection Process
Selection will be based on:
- Online Examination
- Personal Interview
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Duration: 120 Minutes
- English is qualifying in nature
- Negative marking: 0.25 marks
How to Apply Online
- Visit bankofindia.bank.in
- Click on Career → Recruitment of Credit Officers
- Select Apply Online
- Complete registration & login
- Fill application form carefully
- Upload required documents
- Pay application fee online
- Submit & download application form
Important Links
| Description | Link |
|---|---|
| Apply Online | Click Here |
| Official Notification | Click Here |
| Official Website | bankofindia.bank.in |
Candidates are advised to read the official notification carefully before applying. Ensure eligibility and submit the application well before the last date to avoid technical issues.

